WAS Attitude to Risk Questionnaire

Please Select Your Financial Adviser

This questionnaire is designed to help assess your attitude to investment risk and capacity to take risk (capacity for loss).

The questionnaire therefore consists of two short questionnaires:

1) The Attitude to Risk Questionnaire is a short series of questions that capture key aspects of your attitude to risk.

2) The Capacity for Loss Questionnaire measures financial capacity to invest and to accept financial losses.

Together the questionnaires provide a structured means of dialogue between us and you about how much risk you are willing and able to take. Importantly, it provides a starting point for the discussion.

When completing the questionnaire please answer the 12 questions which focus on issues related to your attitude to investment risk. Please respond to each statement as accurately as you can. Do not spend too long thinking about each statement. If you do not have experience of the issue discussed, try to think about how you would feel or behave.

In case there is anything else you consider relevant, please provide details in the box below:

Knowledge & Experience

Section 2

1. What proportion of assets are you considering for investment post completion of this questionnaire?

I am considering certain assets

I am considering all of my assets

2. Any investment can experience capital losses, and that it may be worth less over any time period than it was worth in the preceding time period. Do you understand and accept this risk?

I understand and accept this risk

I do not accept this risk and understand it is likely no investment recommendation will be possible

3. Which of the following best describes your experience of investing?

a) Little or no experience

b) some knowledge of how investments operate

c) some previous investment experience

d) actively engaged with investments and good working knowledge

4. Other Considerations:

An investors’ objectives do not always include purely economic goals. All fund managers must adhere to strict rules on how they invest but some clients wish to choose investments that specifically reflect their moral views or religious beliefs.

Socially responsible investing is where individuals choose to avoid investing in firms, they consider may cause harm to people or the planet (e.g. companies who produce or sell addictive substances such as alcohol or tobacco) or only invest in companies or industries they believe will have a positive impact for people or the planet (e.g. companies engaged in social justice or environmental sustainability).

Religious based investing is where individuals invest in accordance with the beliefs and principles of their faith, e.g. Shariah Law.

Many businesses are now acutely aware of the impact of their activities on the environment. Accessing these types of investments no longer necessarily means that you will be paying higher charges or having to accept lower returns to follow your principles.

4a. Please indicate below if you have views or preferences that may influence your investment strategy which we will then discuss with you in more detail.

Capacity for loss

Section 3.

1. Is this investment providing your daily living expenses?

Yes

2. Would your standard of living be seriously affected if this investment performed unusually poorly for an extended period of time?

Yes

2a. If relevant, how would you adjust your lifestyle (i.e. reduce spending)?

2b. And/or would you be willing to change your objectives (i.e. retire later)?

3. If you needed sudden access to a lump sum, would you consider taking it from this investment? Or do you have other savings or investments that could be used.

4. Approximately how much surplus income do you have each month after all normal expenditure?

Your Full Name:

Attitude to Investment Risk Questionnaire

Attitude to Risk Questions

Knowledge & Experience

Capacity for loss

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